消费贷

消費貸

xiāofèidài

noun

Meanings

1 consumer loan
2 personal consumption credit

Characters

Examples

他用消费贷买了一辆车。

Tā yòng xiāofèidài mǎi le yí liàng chē.

He bought a car using a consumer loan.

消费贷的利率比房贷高。

Xiāofèidài de lìlǜ bǐ fángdài gāo.

Consumer loans carry higher interest rates than mortgages.

年轻人过度依赖消费贷很危险。

Niánqīngrén guòdù yīlài xiāofèidài hěn wēixiǎn.

It's dangerous for young people to rely too heavily on consumer credit.

Tips

register

Bank/finance vocabulary. Short for 消费贷款 — unsecured personal loans for buying goods and services, heavily promoted by Chinese banks and online lenders like 花呗 and 借呗. Contrast 房贷 (mortgage), 车贷 (auto loan).

Stroke Order

消 xiāo

费 fèi

贷 dài