HSK 1
Wǒ xiànzài méiyǒu qián còushǒu.
I don't have any money on hand right now.
HSK 3
Gōngjù jiù fàngzài còushǒu de dìfāng.
The tools are kept somewhere handy.
HSK 6
Tā xūyào wǔwàn kuài, dàn yīshí bù còushǒu.
He needs fifty thousand yuan but can't lay hands on it right now.