Standard transliteration of female 'Toni':
托 (tuō) for 'To-' +
妮 (nī, 'girl') for the feminine '-ni' ending. The character
妮 (girl/lass) is reserved for women's names — male 'Tony' is usually
托尼 (Tuōní) instead. Compare
安妮 (Annie),
詹妮 (Jenny),
邦妮 (Bonnie).