Bottom cloth radical (Kangxi #50) — pictograph of a piece of fabric hanging down. The indexing radical of
币. In antiquity, silk and cloth were money — exchange tokens before metal coinage. The cloth radical preserves that origin:
币 was originally bolts of silk used as currency in tribute and trade. Same radical anchors
帐 (account-book/curtain),
帆 (sail),
帝 (emperor).