This loan needs to be paid off within three years.
Tips
usage
借款 is used both as a noun (a loan) and as a verb (to lend/borrow money). As a noun it often pairs with 申请 (apply), 偿还 (repay), or 一笔 (a sum of). Compare 贷款 (dàikuǎn), which specifically refers to a formal bank loan.
