还房贷

還房貸
huánfángdài
phrase

Meanings

  1. 1 to pay back a mortgage
  2. 2 to make mortgage payments

Examples

Wǒ měi gè yuè yào huán fángdài yī wàn èr.
I have to pay 12,000 in mortgage every month.
Wèile huán fángdài, tā zhōumò hái zài zuò jiānzhí.
To pay off the mortgage, he's still doing part-time work on weekends.

Tips

culture
房贷 (fángdài) is short for 房屋贷款 ('housing loan'). In Chinese cities, mortgages are typically 25-30 years (30) with around 20-30% down payment. The phrase 房奴 (fángnú, 'mortgage slave') captures the cultural anxiety around 还房贷 dominating one's monthly budget.
grammar
here is huán ('to return / pay back'), NOT hái ('still'). Same character, two readings — context disambiguates. Watch for: (huán qián, pay back money), (huán shū, return a book) all use huán.

Stroke Order

hái
fáng
dài