商业贷款

商業貸款

shāngyèdàikuǎn

noun

Meanings

1 commercial loan
2 commercial mortgage (vs. provident-fund mortgage)

Characters

industry / business

to lend / borrow

Examples

首付凑够了,剩下的走商业贷款。

Shǒufù còu gòu le, shèng xià de zǒu shāngyèdàikuǎn.

We've got the down payment together — the rest will be a commercial mortgage.

商业贷款的利率比公积金贷款高一些。

Shāngyèdàikuǎn de lìlǜ bǐ gōngjījīn dàikuǎn gāo yìxiē.

Commercial mortgages have somewhat higher rates than provident-fund mortgages.

Tips

culture

Chinese homebuyers usually choose between 商业贷款 (commercial bank mortgage) and 公积金贷款 gōngjījīn dàikuǎn (loan from the housing provident fund — lower rate but capped). Many take a 组合贷 zǔhédài (combo of both). Slang for paying it off monthly: 还房贷 huán fángdài.

Stroke Order

商 shāng

业 yè

贷 dài

款 kuǎn