五险一金

五險一金

wǔxiǎnyījīn

phrase

Meanings

1 five insurances and one housing fund
2 mandatory employment benefits package in China

Characters

insurance; risk

fund; gold; money

Examples

这家公司给员工缴纳五险一金吗？

Zhè jiā gōngsī gěi yuángōng jiǎonà wǔxiǎnyījīn ma?

Does this company pay the five insurances and housing fund for its employees?

正规单位都必须给员工上五险一金。

Zhèngguī dānwèi dōu bìxū gěi yuángōng shàng wǔxiǎnyījīn.

All legitimate employers must provide the five-insurances-one-fund package for their employees.

这份工作工资不高，但是有五险一金。

Zhè fèn gōngzuò gōngzī bù gāo, dànshì yǒu wǔxiǎnyījīn.

The salary for this job isn't high, but it comes with the five insurances and housing fund.

Tips

culture

五险 covers five mandatory insurances: 养老 (pension), 医疗 (medical), 失业 (unemployment), 工伤 (work injury), and 生育 (maternity). 一金 refers to 住房公积金, a housing provident fund both employer and employee pay into, which can later be withdrawn for buying a home. Having 五险一金 is shorthand for 'a real job' — job listings without it are usually informal or exploitative.

Stroke Order

五 wǔ

险 xiǎn

一 yī

金 jīn