Yòng tòuzhī xìnyòngkǎ lái wéichí shēnghuó shì yǐnzhènzhǐkě de zuòfǎ.
Maintaining your lifestyle by maxing out credit cards is a self-destructive short-term fix.
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From 《后汉书·霍谞传》: 譬犹疗饥于附子,止渴于鸩毒 — 'It is like treating hunger with aconite or thirst with poisoned wine.' 鸩 (zhèn) was a legendary poisonous bird whose feathers could be soaked in wine to make a deadly drink.
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The character 鸩 contains 鸟 (bird) — the legendary poison-bird itself. The image is brutal: drinking actual poison just to feel less thirsty for a moment.