花呗

花唄

Huābei

proper noun

Meanings

1 Huabei (Ant Group's consumer credit service)
2 'spend-later' (Chinese BNPL)

Characters

final particle (casual 'just do it')

Examples

HSK 3

很多年轻人用花呗分期买手机。

Hěnduō niánqīngrén yòng Huābei fēnqī mǎi shǒujī.

Many young people use Huabei to buy phones in installments.

HSK 7-9

这个月又花呗透支了。

Zhè ge yuè yòu Huābei tòuzhī le.

I overspent on Huabei again this month.

Tips

culture

Launched by 蚂蚁金服 (Ant Group) in 2014 as the 'Alipay credit card.' Usually paired with 借呗 (Jiebei, cash loan). Became shorthand for Gen Z over-spending and was renamed / restructured after regulators cracked down on Ant in 2020.

Stroke Order

花 huā

呗 bei