Zhè tái shǒujī wǒ yòng Jīngdōng báitiáo fēnqī mǎi de.
I bought this phone in installments using JD Baitiao.
Tips
culture
Classic sense: a blank white slip acknowledging a debt. Modern e-commerce sense: 京东白条 (JD.com's buy-now-pay-later) and 花呗 (Alipay's equivalent) — major parts of Chinese consumer credit.