Three-character rendering of French/English "Mo-ni-que."
摩 (mó) ≈ "Mo,"
妮 (nī) ≈ "ni" (a soft, feminine-coded character used almost exclusively in girls' names — same
妮 in
安妮 "Annie"),
琪 (qí) ≈ "que" (a jade-related character, very common in feminine names:
王琪 /
琪琪). The variant
莫妮卡 (Mònīkǎ) for "Monica" is much more common;
摩妮琪 leans more dictionary/literary.