Our parents often warn us: success comes from thrift, ruin from luxury.
Tips
history
From the Tang poet Li Shangyin 李商隐's 《咏史二首·其二》: 历览前贤国与家,成由勤俭败由奢。 (Looking over the former worthies' states and families: success came from thrift, ruin from extravagance.) Widely cited in modern anti-corruption and thrift campaigns.
usage
由 here = 'arises from / depends on.' Often paired with 历览前贤国与家.