Zhè liàng chē qùnián chūxiǎn sān cì, bǎofèi zhǎng le.
This car had three insurance events last year, so the premium went up.
Tips
usage
In insurance jargon 出险 means 'the insured risk has occurred' — the trigger for a claim. Frequent 出险 typically raises premiums. Compare with 理赔 (claim settlement), the process that follows.