Bǎoxiǎn hétóng zhōng de miǎnzé tiáokuǎn xiànzhì le lǐpéi fànwéi.
The exemption clauses in the insurance contract limit the scope of compensation.
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Legal/contract term. Under China's 民法典 Civil Code, an unfair 免责条款 hidden in standard-form contracts can be ruled invalid if not properly highlighted to the customer.