芝麻信用

zhīmaxìnyòng

noun

Meanings

1 Sesame Credit (Ant Group/Alipay's consumer credit-scoring system)

Characters

Examples

我的芝麻信用分已经到750了，租车免押金。

Wǒ de zhīma xìnyòng fēn yǐjīng dào qī bǎi wǔ le, zū chē miǎn yājīn.

My Sesame Credit score is already up to 750, so I can rent a car deposit-free.

很多服务都看芝麻信用分来决定要不要交押金。

Hěnduō fúwù dōu kàn zhīma xìnyòng fēn lái juédìng yào bu yào jiāo yājīn.

Many services check your Sesame Credit score to decide whether a deposit is needed.

Tips

culture

Launched by Ant Financial in 2015, scores users 350-950 based on Alipay payment behavior, asset profile, and social/contract history. Widely unlocks deposit-free bike-share, hotel check-in, and loan products. Distinct from the state-run 人民银行 credit report, though often confused with the broader 社会信用体系 abroad.

Stroke Order

芝 zhī

麻 má

信 xìn

用 yòng