Jiǎ zhōu jí zhě, fēi néng shuǐ yě, ér jué jiāng hé.
One who borrows a boat and oars is no swimmer, yet can cross rivers.
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history
楫 is not used alone in modern Chinese. It meant an oar in classical texts and survives chiefly in the literary pair 舟楫 (boat and oars), as in Xunzi's famous line about crossing rivers.
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Literary; modern Chinese says 桨 for an oar or paddle.