Bǎoxiǎn hétong de miǎnzé tiáokuǎn yào tèbié zhùyì.
Pay special attention to exclusion clauses in an insurance contract.
Tips
usage
保险合同 is the formal term; in everyday speech people often say 保单 (bǎodān, policy document). The Chinese Insurance Law specifically requires insurers to 明确说明 (clearly explain) exclusion clauses — otherwise those clauses are invalid.