三者险

三者險

sānzhěxiǎn

noun

Measure Word

一份三者险 fèn

Meanings

1 third-party liability insurance (voluntary vehicle coverage)

Characters

person (suffix)

risk, insurance

Examples

一般都会买一百万的三者险。

Yìbān dōu huì mǎi yì bǎi wàn de sānzhěxiǎn.

People usually buy 1 million RMB coverage in third-party liability insurance.

三者险赔的是对方的损失。

Sānzhěxiǎn péi de shì duìfāng de sǔnshī.

Third-party insurance pays for the other party's losses.

Tips

usage

Short for 第三者责任险 ('third-party liability insurance'). Unlike mandatory 交强险 (which caps payouts at 200k RMB), voluntary 三者险 adds coverage up to 1–3 million RMB for property damage, medical expenses, and death awards to others. Most drivers carry both.

Stroke Order

三 sān

者 zhě

险 xiǎn