三者险

三者險

sānzhěxiǎn

noun

Measure Word

一份三者险 fèn

Meanings

1 third-party liability insurance (voluntary vehicle coverage)

Characters

person (suffix)

risk, insurance

Examples

HSK 5

三者险赔的是对方的损失。

Sānzhěxiǎn péi de shì duìfāng de sǔnshī.

Third-party insurance pays for the other party's losses.

HSK 7-9

一般都会买一百万的三者险。

Yìbān dōuhuì mǎi yìbǎiwàn de sānzhěxiǎn.

People usually buy 1 million RMB coverage in third-party liability insurance.

Tips

usage

Short for 第三者责任险 ('third-party liability insurance'). Unlike mandatory 交强险 (which caps payouts at 200k RMB), voluntary 三者险 adds coverage up to 1-3 million RMB for property damage, medical expenses, and death awards to others. Most drivers carry both.

Stroke Order

三 sān

者 zhě

险 xiǎn