费尔

A short transliteration that can stand for English 'Phil', 'Fer-' (as in Fernandes/Ferguson), or German 'Fehr'. 费 renders the 'f' onset, 尔 is the universal Chinese 'r/-r' ending used in transliterations like 哈利 (Harry) and 彼得 (Peter). When 费尔 prefixes more characters (费尔南德斯 'Fernandes', 费尔普斯 'Phelps'), it becomes the start of a longer name.

memory

Each character has a literal sense - 费 'expense / Fei (surname)' + 尔 'you / thou (literary)' - but here both are pure phonetics.