征信

徵信

zhēngxìn

noun

Meanings

1 credit reporting
2 credit record/score

Characters

Examples

HSK 6

贷款前银行会查你的征信。

Dàikuǎn qián yínháng huì chá nǐ de zhēngxìn.

Before giving a loan, the bank checks your credit record.

HSK 7-9

逾期还款会影响征信。

Yúqī huánkuǎn huì yǐngxiǎng zhēngxìn.

Late repayments will affect your credit record.

Tips

culture

China's central bank runs the 人民银行征信中心 personal credit system. 征信 is increasingly cross-linked with court blacklists (失信被执行人), travel restrictions, and property purchase eligibility.

Stroke Order

征 zhēng

信 xìn