征信 (zhēngxìn): credit reporting

Meanings

1 credit reporting
2 credit record/score

Characters

征

Examples

贷款前银行会查你的征信。

Dàikuǎn qián yínháng huì chá nǐ de zhēngxìn.

Before giving a loan, the bank checks your credit record.

逾期还款会影响征信。

Yúqī huánkuǎn huì yǐngxiǎng zhēngxìn.

Late repayments will affect your credit record.

Tips

culture

China's central bank runs the 人民银行征信中心 personal credit system. 征信 is increasingly cross-linked with court blacklists (失信被执行人), travel restrictions, and property purchase eligibility.

Stroke Order

征 zhēng

信 xìn

Related Words

信用分 xìnyòngfēn

credit score (in consumer-credit apps like Sesame Credit)

芝麻信用 zhīmaxìnyòng

Sesame Credit (Ant Group/Alipay's consumer credit-scoring system)

农村信用社 nóngcūnxìnyòngshè

rural credit cooperative (RCC) / village credit union

信用卡账单 xìnyòngkǎzhàngdān

credit card bill / credit card statement

征服 zhēngfú HSK 4 #4,348

to conquer / to vanquish / to win over

信用社 xìnyòngshè #53,952

credit cooperative / credit union

征兆 zhēngzhào #6,242

sign / omen / symptom / indication

信用卡 xìnyòngkǎ HSK 2 #2,365

credit card

征 zhēng HSK 7 #7,847

to go on a journey/campaign / to levy; to collect / sign; evidence

信用 xìnyòng HSK 6 #7,982

trustworthiness / credit / reputation for reliability