首套房

shǒutàofáng

noun

Measure Word

一套首套房 tào

Meanings

1 first home (for mortgage/tax purposes)
2 primary residence

Characters

set (measure for apartments)

Examples

首套房的首付比例是30%。

Shǒutàofáng de shǒufù bǐlì shì bǎi fēn zhī sānshí.

The down payment for a first home is 30%.

首套房贷款利率比二套房低。

Shǒutàofáng dàikuǎn lìlǜ bǐ èrtàofáng dī.

The mortgage rate for a first home is lower than for a second home.

Tips

culture

Key real estate classification: 首套房 (first home, lower down payment + mortgage rate), 二套房 (second home, higher down payment, often 40-60%). Policy has tightened and loosened repeatedly since the 2010s to regulate the housing market.

Stroke Order

首 shǒu

套 tào

房 fáng