Wǎngshāng yínháng shì Ālǐbābā qíxià de hùliánwǎng yínháng.
MYbank (lit. 'Online Merchant Bank') is an internet bank under Alibaba.
Tips
culture
网商 = 网络商家 (online merchant). Famously enshrined in 网商银行 (MYbank), Alibaba's 2015 internet bank that lends to small Taobao sellers based on shop data. The term predates 电商 and now reads slightly old-fashioned next to 电商 (e-commerce) and 商家 (merchant).
usage
Compare 网商 (specifically online sellers) with 电商 (e-commerce, broader, includes platforms and operations), 微商 (WeChat-based sellers, often MLM-style), and 主播带货 (livestream-selling streamers). 网商 sits closest to a literal Etsy / eBay seller.
