保险金额

保險金額

bǎoxiǎnjīn'é

noun

Meanings

1 sum insured
2 insured amount
3 policy coverage amount

Characters

Examples

HSK 7-9

这份寿险的保险金额是一百万元。

Zhè fèn shòuxiǎn de bǎoxiǎnjīn'é shì yìbǎiwàn yuán.

The sum insured on this life policy is one million yuan.

HSK 7-9

保险金额是赔付的最高限额。

Bǎoxiǎnjīn'é shì péifù de zuìgāo xiàn'é.

The sum insured is the maximum payout limit.

Tips

usage

Three key amounts on a Chinese insurance policy: 保险金额 (sum insured - the cap on payout), 保险费 (premium - what the insured pays), and 保险价值 (insurable value - the actual worth of the covered asset). Over-insurance (保额 > 保险价值) is void for the excess under 《保险法》.

Stroke Order

保 bǎo

险 xiǎn

金 jīn

额 é