保险金额

保險金額

bǎoxiǎnjīn'é

noun

Meanings

1 sum insured
2 insured amount
3 policy coverage amount

Characters

risk (保险 = insurance)

quota (金额 = sum)

Examples

这份寿险的保险金额是一百万元。

Zhè fèn shòuxiǎn de bǎoxiǎn jīn'é shì yì bǎi wàn yuán.

The sum insured on this life policy is one million yuan.

保险金额是赔付的最高限额。

Bǎoxiǎn jīn'é shì péifù de zuì gāo xiàn'é.

The sum insured is the maximum payout limit.

Tips

usage

Three key amounts on a Chinese insurance policy: 保险金额 (sum insured — the cap on payout), 保险费 (premium — what the insured pays), and 保险价值 (insurable value — the actual worth of the covered asset). Over-insurance (保额 > 保险价值) is void for the excess under 《保险法》.

Stroke Order

保 bǎo

险 xiǎn

金 jīn

额 é