财务再保险

財務再保險

cáiwù zàibǎoxiǎn

noun

Meanings

1 financial reinsurance ('fin re')
2 reinsurance arrangement focused on financial/capital management rather than risk transfer

Characters

Examples

HSK 7-9

保险公司用财务再保险来管理资本。

Bǎoxiǎn gōngsī yòng cáiwù zàibǎoxiǎn lái guǎnlǐ zīběn.

Insurance companies use financial reinsurance to manage capital.

HSK 7-9

财务再保险与传统再保险有显著区别。

Cáiwù zàibǎoxiǎn yǔ chuántǒng zàibǎoxiǎn yǒu xiǎnzhù qūbié.

Financial reinsurance differs significantly from traditional reinsurance.

Tips

usage

Industry term ('fin re' in English). The contract still passes some risk, but its main purpose is smoothing earnings, freeing capital, or solvency relief - not transferring underwriting risk. Heavily regulated post-AIG-era to prevent earnings manipulation.

Stroke Order

财 cái

务 wù

再 zài

保 bǎo

险 xiǎn