免赔额

免賠額

miǎnpéi'é

noun

Meanings

1 deductible amount (insurance)
2 fixed excess not covered by policy

Characters

Examples

这份保险的免赔额是五百元。

Zhè fèn bǎoxiǎn de miǎnpéi'é shì wǔbǎi yuán.

This policy's deductible is 500 yuan.

高免赔额换来更低的保费。

Gāo miǎnpéi'é huànlái gèng dī de bǎofèi.

A higher deductible buys you a lower premium.

Tips

usage

免赔额 is a fixed currency amount the insured pays before coverage kicks in (e.g. 500 yuan). Contrast with 免赔率 (deductible rate) which is a percentage of the loss. Chinese auto policies often combine both.

Stroke Order

免 miǎn

赔 péi

额 é