套路贷

套路貸

tàolùdài

noun

Meanings

1 predatory lending scam (disguised as legitimate loans)
2 scam lending

Characters

cover, set, trap

Examples

她陷入了套路贷，欠款滚到几十万。

Tā xiànrù le tàolùdài, qiànkuǎn gǔn dào jǐshí wàn.

She fell into a taoludai scam; her debt snowballed to several hundred thousand.

公安部门专项打击套路贷。

Gōng'ān bùmén zhuānxiàng dǎjī tàolùdài.

Public security departments are running a special crackdown on predatory lending.

套路贷常见套路是阴阳合同。

Tàolùdài chángjiàn tàolù shì yīnyáng hétong.

A common taoludai tactic is the 'dual-contract' trick.

Tips

culture

Literally 'scheme loan' — a 2010s-era scam pattern: the lender signs a borrower to a modest loan with a secret inflated contract, manufactures defaults (e.g. fake-missed payments), then demands assets like apartments. Named in a 2019 Supreme Court + Supreme Procuratorate opinion as a distinct criminal pattern.

Stroke Order

套 tào

路 lù

贷 dài